Deposit Products

We offer a deposit product to meet your needs.

The personal and business checking and savings accounts we offer are summarized below. For further terms and conditions see account agreement and disclosures.

For our rates and yields please contact one of our banking centers.

If you’re with another institution, switch your Accounts to First National Bank anytime from anywhere. It’s quick and easy with our Switch Kit. If you would like more information, and would like to open an account in person, just stop by one of our convenient locations. You can also reorder checks anytime using using our secure Check Reorder Form.

Freedom Checking

A basic, non-interest bearing checking account that must receive monthly statements by E-Mail.

Services Available (At No Cost):
My Rewards, My Mobile Money App, Online Banking/FNB Mobile App, Mobile Deposit and Bill Pay.

  • Minimum to Open: $100.00
  • Students (ages 24 & Under) Minimum to Open: $50.00

Gold Checking

A non-interest bearing account for customers age 62 or Older. Must have one Direct Deposit per month. Monthly statements with Images are mailed.

Services Available (At No Cost):
My Rewards, My Mobile Money App, Online Banking/FNB Mobile App, Mobile Deposit, Bill Pay and E-statements.

  • Minimum to open: $100.00
  • Age Requirement: Age 62 or Older
  • Must have one Direct Deposit per month

Premium Checking

A non-interest bearing account without restrictions. Monthly statements with images are mailed.

Services Available (At No Cost):
Includes 1st Into Pack Checks, Cashier Checks, ID Theft Monitor ONLY, My Rewards, My Mobile Money App, Online Banking/FNB Mobile App, Mobile Deposit, Bill Pay and E-statements.

  • Minimum to Open: $100.00
  • Students (ages 24 & Under) Minimum to Open: $50.00
  • Monthly Fee: $15.00

Super Now Checking

A checking account that draws interest. Customers receive statements with images.

Services Available (At No Cost):
My Mobile Money App, Online Banking/FNB Mobile App, Mobile Deposit, Bill Pay and E-statements.

* Variable rate subject to change

  • Minimum to Open: $1,500.00
  • Balance <$1,499.99 in a statement period: $10.00

Money Market Account

A savings type account with limited checking privileges, but unlimited withdrawals in person. Limited to 6 Withdrawals/transfers per statement. Pays interest at a rate based upon the balance in the account. Customers receive statements with images.

Services Available (At No Cost):
My Mobile Money App, Online Banking/FNB Mobile App, Mobile Deposit, Bill Pay and E-statements.

* Variable rate subject to change

  • Minimum to Open: $2,500.00
  • High Yield Money Market Minimum to Open (New Money): $50,000.00
  • Balance <$2,499.99 in a statement period: $20.00
  • Balance <$9,999.99 in a statement period: $10.00

Savings Account

Personal interest bearing accounts with Quarterly statement mailed. 3 withdrawals are allowed per quarter at no cost, if 3 withdrawals are exceeded then there will be a $2.00 fee per transaction.

Services Available (At No Cost):
Online Banking/FNB Mobile App, Mobile Deposit and E-statements.

* Variable rate subject to change

  • Minimum to Open: $200.00
  • Students (Ages 24 & Under) Minimum to Open: $50.00
  • Quarterly Statements Balance < $199,99: $5.00 per Quarter