User ID
Eagle Lake Banking Center
P.O. Box 247
100 Commerce St.
Eagle Lake, TX 77434
Ph: 979/234-5591
Fax: 979/234-5596
East Bernard Banking Center
P.O. Box 460
138 S. Dill St.
East Bernard, TX 77435
Ph: 979/335-9900
Fax: 979/335-9907
Columbus Banking Center
1001 Milam St.
Columbus, TX 78934
Ph: 979/732-2003
Fax: 979/732-2298
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Overdraft Privilege Program

The Overdraft Privilege Program is a service The First National Bank of Eagle Lake offers to benefit our customers.

Accounts will be charged the standard Overdraft fee of $30 for handling each overdraft created by check, ACH, Point of Sale, ATM withdrawal, in person withdrawal, or other electronic item that is paid and $30 for items returned. An overdrawn balance must be repaid within 30 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty (30) day period for a minimum period of 24 hours, if you default on any loan or other obligation to The First National Bank of Eagle Lake or if your account is subject to any legal or administrative order or levy.

Federal Regulation requires that existing consumer customers give affirmative consent, or Ďopt-iní, to having their insufficient ATM and everyday Debit Card transactions authorized and paid.

If you would like to extend your Overdraft Privilege for The First National Bank of Eagle Lake to pay your ATM and everday Debit Card transactions

Click here to access and print the Opt-in Consent Form
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